OBERNAI, Alsace 67210

In co-exclusivity with the Osez Viager Obernai agency, rare opportunity to acquire in bare ownership a spacious house of 212 m2 with swimming pool, on a landscaped plot of 817 m2, in one of the most popular communes of the Alsatian vineyards. A wealth investment at a discounted price, with no annuity to pay, with full ownership reconstituted in the long term. Financial conditions Market value in full ownership (reference): 896,400 euros Sale price of the bare ownership including agency fees (HAI): 660,000 euros (Cash of 600,100 euros + Agency fees to be paid by the buyer: 59,900 euros including VAT, i.e. 6.68% of the market value) Reserve of life usufruct Usufructuaries: 82-year-old woman and 87-year-old man Property tax: at the expense of the usufructuaries for the entire duration of the usufruct Why buy in bare ownership The sale concerns the bare ownership: the sellers, a couple aged 82 and 87, retain the life usufruct and continue to occupy the house. For the bare owner buyer: Discounted acquisition: bare ownership at 600,100, i.e. 33% below the market value of 896,400. No rental management, no tenants, no vacancy for the entire duration of the usufruct. Property tax and routine maintenance to be paid by usufructuaries (Articles 605 and 1400-III of the CGI). Bare ownership outside the IFI base for the buyer (Article 968 of the French Tax Code). No income tax related to the property during the usufruct. Automatic reconstitution of full ownership upon termination of the usufruct, without transfer fees or taxes (Article 1133 of the French Tax Code). As the usufruct is for life, the date of the full ownership is not fixed in advance: it is the counterpart of the discount. As the property is recent (2000) and in perfect condition, the risk of major repairs under Article 606 (at the expense of the bare owner) remains marginal in a reasonable time. Your investment: Contemporary house of 212 m2 built in 2000, in perfect condition, on an enclosed plot of land with heated and wooded swimming pool of 817 m2, at the end of the street and without vis-à-vis, a few minutes from the center of Obernai. Living room of nearly 54 m2, with fireplace and large windows opening onto the garden, served by a spiral staircase in Dreux stone and a mezzanine with wrought iron railings. Equipped kitchen (Gaggenau cooking) with central island, open to a veranda and living space. On the ground floor, a master suite (bedroom, dressing room, bathroom with shower and whirlpool bath). Upstairs, two bedrooms, a mezzanine and rooms under the eaves. The upstairs bathroom is equipped with a sauna and shower. Complete basement of 127 m2: double garage, boiler room, wine cellar and storerooms. Outside, in-ground swimming pool heated by heat pump, terraces and awning. DPE: class D (201 kWh/m2/year). GHG: class D (31 kg CO?/m2/year). Diagnosis of 21/04/2026. Estimated annual energy expenditure for the home: between 3,310 and 4,540 per year. Average energy prices indexed to the years 2021, 2022, 2023 (including subscriptions). Well presented in co-exclusivity by Osez Viager and Christelle Clauss Immobilier. (9.98 % fees including VAT to be paid by the buyer.)