Cognac, Charente 16100

Property with a Charentais longère house of 180 m2 and a completely independent 70 m2 apartment, all located in a small town between Angoulême (40 minutes), Bordeaux (1 hour) and Royan (50 minutes), Cognac 20 minutes away. The buildings housing the accommodations (180 m2 and 70 m2) are heated and hot water supplied by a pellet boiler (brand Oekofen). The saltwater pool is also heated by this boiler. The annual cost is very low compared with other energies (fuel, gas, electricity). A photovoltaic panel installation with battery storage provides electric energy autonomy; self-consumption with sale of surplus to EDF. A declared well with automatic pump provides water for the 1300 m2 of garden. We offer two acquisition options: A/ Life annuity sale: Bouquet = 290,000; Annuity = 495/month for two lives (man 74, woman 71). B/ Sale on term for 12 years: Cash price = 395,000; Monthly payment = 495 for 12 years. Private-to-private sale under the supervision of a notary. No broker fees. Your notary fees for a life annuity purchase will be calculated on about 420,000 instead of 670,000, a potential gain of about 20,000. For a term sale they will be calculated on about 466,000 instead of 670,000. The property has been appraised by a real estate appraisal firm.